Health Insurance Quotes

Health insurance quotes can be confusing.  Terminology gets thrown around right away in questions like:

  • What's a co-pay?
  • Who's my PCP?
  • Was that procedure preventative or diagnostic?
  • Have I hit my deductible?
  • What's my premium?

Q: Why would a business owner buy long term care insurance,
when the business could buy it for them?


A Short Course in Long Term Planning book cover

Yours, with our thanks for answering 2 quick LTC questions.

This video nicely illustrates why someone with health challenges might be money-ahead by choosing a higher dollar health insurance quote.

A person without challenges and fewer medical needs?  He or she may only see the doctor once a year.  All they might really need is insurance to cover

their worst-case scenarios.  Everyone, however, would be wise to save have a health savings account with a health spending account in front of that.

Ambulance rides, emergency rooms, hospital stays

Gap insurance is what's missing.

Disclaimer Regarding Medicare Advantage Plans 

We are multi-state licensed, and headquartered in Minnesota.  Here, in MN, we represent 7 organizations which offer 45 Medicare Advantage products. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program for help with plan choices.

Disclaimer Regarding Medicare Supplements 

We are multi-state licensed, and headquartered in Minnesota. we do not offer every Medicare supplement available in Every area. Currently we represent 10 out of 13 organizations which offer Medicare supplements in MN.  Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

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