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Life insurance quotes
Life insurance quotes are figured, mainly, on the cost of insurance. And, the cost of life insurance is figured on what kind of history, or experience a life insurance company has had with a large number of customers who are similar in one, or several ways:
- The Age and Health of the Insured
- The Amount of Money it Will Take to Protect the Survivors of the Insured
- For How Long Does the Insured Want the Protection for the Survivors upon the Insured's demise
So, life insurance quotes always start with these three questions:
- Who wants the money?
- How much money?
- For how long?
"Why do they have to be so nosy, when all I want are some life insurance quotes?"
If I asked you to pay my wife $10,000 when I die, let's say, wouldn't you have a few questions for me? And, if I didn't actually need the money for awhile, and was willing to give you a little money every month until I do actually need the money, might I not also have a few questions for you?
In fact, one of my questions might be, "Why aren't you asking more questions of the people asking you for money?" After all, I want you to be good for the money when my wife needs it. I want you to be financially healthy and ready to pay out on a moment's notice, in fact. So,
The Cheap insurance quotes that come with no questions . . .
may not be from companies with whom you want to do business. "Guaranteed Issue" insurance quotes have a place in the market, yes. But, those insurance quotes will be quite high. There is a cost to the risk of ignorance an insurance company is willing to take on. It's nothing personal. It's just math, based on the law of large numbers.
Q: Why would a business owner buy long term care insurance,
when the business could buy it for them?
Yours, with our thanks for answering 2 quick LTC questions.
Disclaimer Regarding Medicare Advantage Plans
We are multi-state licensed, and headquartered in Minnesota. Here, in MN, we represent 7 organizations which offer 45 Medicare Advantage products. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program for help with plan choices.
Disclaimer Regarding Medicare Supplements
We are multi-state licensed, and headquartered in Minnesota. we do not offer every Medicare supplement available in Every area. Currently we represent 10 out of 13 organizations which offer Medicare supplements in MN. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.
Related Pages
What is Term Life Insurance
What is term life insurance? It's like leasing or renting life insurance for a period of time. At the end of the term you own nothing, but enjoyed the protection while you had it.
Whole Life Insurance
Whole life insurance can vary in a couple of ways.
Cash Value Life Insurance
Why would I consider cash value life insurance?
What's new
The Rest Of Our Retire Early More Often Story
Looking for a sabbatical lifestyle? You might consider becoming an Adamsson Associate for the support and encouragement you and yours are going to need. Why? Because living counter-culturally can be hard. and, On top of that, we don't have all the answers, even after 3 complete business cycles. Sorry.
Every sabbatical year for us has been unique. Every six-year business cycle has been imperfect. Despite that, we don't beat ourselves up when we fail. We choose to approach this all as a gift, and with a sense of humor, instead. Recreationally, really. Why? Well . . . isn't that our purpose? To re-create?
"I'm gonna figure this sabbatical-thing out, even if it kills me." If that's you, rather than dying trying, might we suggest living, instead? From our experience, we have come to realize that a formulaic approach simply won't lead to the sustainable, generational lifestyle that we were designed for, from the beginning.
sabbatical living is more like flying a kite. remain teachable--willing and able to adapt to change.
We're simply pointing out that if you start early enough, you could get seven tries to retire early more often. Maybe even eight! Seven or eight tries-- a retirement, every seventh year. But, only for a year and . . . only if you want to. One way, (if you want to,) would be to join us in delivering to business owners our
RestEquity portfolio:
Risk Management
Executive Compensation/Employee Benefits
Safe Money Places for Lifetime Income, Longterm Care, and Legacy Planning
Trust Funding for Special Needs, Charitable Giving, and Privacy from Creditors without probate
Or, perhaps you're already in another industry and simply looking to limit threats, leverage opportunities, and leave a legacy of living sabbatically for your next generation. So that they, also, can limit their threats, leverage their opportunities, and leave their legacy of living sabbatically for their next generation.
So that . . . and, so that . . . And, so on!
Whether you dream of becoming an Adamsson Associate, or simply working with one, Might we suggest that you download our Financial Picture form, as a first step. Fill it out completely, save it to your system and, if you would like our input, return it securely using our encrypted document transfer. Or, don't.
simply Use it as a benchmark from which to plan. However, Whether you submit the document, or not, please fill it out completely before our discussion of any problems, questions, roadblocks, or results that you just might want to discuss as it pertains to your very first sabbatical plan.
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