IMPORTANT: This page replaces the email that i mention in the video that follows.
The 5 Little Videos That Will Answer Your Big Medicare Questions Include:
Consider these official Documents required reading, please.
Click on the cover page of each publication to either download, or bookmark.
SIDEBAR: Before you waste paper/ink/time/money printing 300 pages, (yes, 300 total pages,) checkout my quick tutorial on how you can search and discover answers in these publications with just a couple of clicks.
Some Heads Up Reminders
(Only click on the links that apply to your situation.)
If you still need:
To apply for the first time online for your Medicare card at Social Security, Click Here.
To add Medicare Part B to your existing Medicare Part A, Click Here.
To download the Employment Verification form for your HR to fill out and submit to Social Security,
but ONLY because you, (or your spouse,) are losing employer health insurance coverage, Click Here.
An Introduction to Medicare
Part A and Part B are the only parts of Medicare that run on public dollars.
All other Medicare insurance is provided by private insurance companies that have agreed to work with, and comply with all Federal requirements and guidelines.
While Part B, and Part D are optional, both cost more the longer one waits to enroll in them.
If an eligible US citizen opts to not pay their Part B premium, all other private Medicare insurance is unavailable to that citizen. The one exception is Part D. A person with only Part A Medicare is eligible to purchase Part D coverage.
Medicare Supplement/MediGap Policies
Medicare supplements are private insurance designed to fill the gaps in the government's original Medicare, Part A and Part B. Here are 7 more things the government wants you to know about Medicare supplements, otherwise known as Medigap plans.
Medicare Part D
Medicare Part D is private insurance to cover Rx drug costs.
Medicare Advantage
Medicare Advantage is private insurance, often referred to as Part C. It may or may not include prescription drug coverage, but usually bundles other coverages like dental, vision, hearing.
The Medical Savings Account
Medical Savings Accounts are high deductible insurance plans coupled with a flexible spending account at Optum Bank.
Medical Savings Accounts, otherwise known as MSA's, are not available in every state. Other restrictions also apply, and they do not include prescription drug coverage.
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Remember:
To apply online for your Medicare card at Social Security for both Parts A and B, Click Here.
To download your application for just Medicare Part B,
because you are, or your spouse is, losing employer health insurance coverage, Click Here.
To download the Employment Verification form for your HR to fill out and submit to Social Security ONLY
because you (or your spouse,) are losing employer health insurance coverage, Click Here.